Individuals:
Visibility: Businesses and Individuals can not see other
Individuals (in user searches, directories, maps). This is of course
visibility among members, but as admins we can see and manage them all
filtering by groups.
Accessibility: Individuals can access Businesses to make and receive payments, even if they are invisible groups to each other.
1) In the app, the easiest is if they
Receive a QR payment (as no user search is involved). In the
"Pay" tab, we can 1.1) not allow payment to/from Individuals, or 1.2)
make that the exact login name of the individual must be typed in to be
found. Now 1.2) is configured, but let me know what you prefer.
2) In the browser, Individuals won't be found in the User Searches. In Banking > Pay user,
an Individual will not be found in the Quick-search auto-complete
option, but it will appear if the exact login name is typed in.
All the above also applies for Stand-by (Registering or Inactive) users.
Disabled, blocked and purged users:
As an administrator you can block or disable users temporary. A user
with the 'blocked' status cannot login via any access channel but will
be active in the system, what means other users can see him/her and
he/she can receive payments. Disabled users cannot login and are not
visible by other users in the system (except for brokers and
administrators). Removing users is irreversible, removed users cannot
be set as active anymore. They will remain in the database for backup
reasons. When removing users all advertisement and profile pictures
will be removed. The user and transaction data will be kept, but will
be only visible for administrators and brokers (with the permissions).